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Savings Calculator

Calculate the future value of your savings.

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  • What does this calculator show?

    This calculator estimates the future value of your savings based on a starting balance and fixed monthly contributions over a number of years. It does not account for interest — use it for a simple linear projection.

  • How is the future value calculated?

    The future value is the starting balance plus the total of all monthly contributions over the specified period.

    future value = starting balance + monthly contribution × 12 × years